Harbor Club on Winyah Bay Homes under $400,000

Welcome to Harbor Club on Winyah Bay, a hidden gem nestled in the picturesque city of Georgetown, South Carolina. This charming neighborhood is renowned for its stunning waterfront views, lush landscapes, and a warm, inviting community atmosphere that beckons both families and retirees alike.

Harbor Club is perfectly situated along the banks of Winyah Bay, offering residents easy access to a plethora of outdoor activities. Imagine spending your weekends sailing, fishing, or simply soaking in the sun on the pristine shores of the bay. The area is also rich in history and culture, with historic downtown Georgetown just a short drive away, where you can explore quaint shops, delightful restaurants, and fascinating museums.

One of the most appealing aspects of Harbor Club is the availability of homes under $400,000. This makes it an attractive option for first-time homebuyers, families looking to settle down, or retirees seeking a peaceful retreat without breaking the bank. The homes in this neighborhood boast charming architectural styles, spacious layouts, and modern amenities, ensuring a comfortable lifestyle for all residents.

In addition to the beautiful homes, Harbor Club offers a strong sense of community with friendly neighbors and organized events throughout the year, fostering a welcoming environment for newcomers. Whether you’re enjoying a sunset stroll along the waterfront or participating in community gatherings, you’ll quickly feel at home in this delightful neighborhood.

Discover the enchanting lifestyle that awaits you at Harbor Club on Winyah Bay, where the beauty of nature meets the comforts of home—all at an affordable price.

Newest Harbor Club on Winyah Bay Homes under $400,000

$376,900

3 Beds ⋅ 2 Baths ⋅ 2624309 MLS

Single story living in one of Georgetown’s most popular neighborhoods, Harbor Club on Winyah Bay! Three bedrooms, two full bathrooms, a two-car garage, a dedicated laundry room, and plentiful closet space throughout the home. Stainless kitchen appliances, beautiful granite countertops, natural gas range, and lots of kitchen storage. There are water views of Winyah Bay throughout this neighborhood, and you can even see the conditions on Winyah Bay from your front porch! From the back deck or screened porch, enjoy views of a community pond. The back yard is already fully fenced for your convenience. Other great features of this home: Open concept and split bedroom plan, natural gas, tankless water heater, smart home features, location on a cul de sac. Harbor Club is an active lifestyle, waterfront community featuring a 460 foot long fishing and recreation pier extending into Winyah Bay, a community boat ramp, a boat/RV storage yard, a beautiful reflecting pond with a covered sitting area, a waterfront community clubhouse for gatherings and cookouts. The meandering streets and sidewalks of this community and the surrounding Maryville section of Georgetown offer terrific walking, biking, and golf cart opportunities. If you enjoy fishing, boating or just being outside, check out Harbor Club. Georgetown offers shopping, fine dining, premier beach access, top-rated golf, fascinating history, Access to the Atlantic Ocean and five unique rivers. You are just a short drive to historic downtown Georgetown, restaurants, shopping, marinas and the beaches of Pawleys Island. Don't miss the unbranded 360 virtual tour, floor plan, and 3D model.

513 Antebellum Ln., Georgetown

Listing courtesy of Listing Agent: Robert Slick () from Listing Office: Beach and River Homes.

$389,500

3 Beds ⋅ 2 Baths ⋅ 2618447 MLS

Welcome to coastal living at its finest in Harbor Club, a premier community nestled along Winyah Bay and the Intracoastal Waterway near Historic Georgetown. Situated on a quiet cul-de-sac, this home features the desirable Hatteras plan—an open and spacious layout powered by the comfort and efficiency of natural gas heat, range, and a tankless hot water heater. Inside, you will find waterproof laminate flooring, granite countertops in the kitchen, plantation shutters in the bedrooms, and a primary suite complete with double sinks and a custom glass shower door. The current owners have thoughtfully elevated the home with a suite of premium upgrades, including an EV charging outlet, full seamless gutters, and a screened rear porch beautifully finished with Italian porcelain tile. Outfitted with a two-car garage and a yard irrigation system, this residence offers full access to Harbor Club's extraordinary lowcountry amenities—including a private boat ramp and day dock with access to Winyah Bay, a bayfront clubhouse, scenic walking trails, and gated RV/boat storage, all just minutes from downtown Georgetown's dining and shopping.

519 Grain Field Dr., Georgetown

Listing courtesy of Listing Agent: Neil Giesler (Cell: 843-240-1999) from Listing Office: Keller Williams Pawleys Island.

$368,000

3 Beds ⋅ 2 Baths ⋅ 2613628 MLS

Nestled in the peaceful waterfront community of Harbor Club on Winyah Bay, this beautifully maintained 3-bedroom, 2-bath single-level home is a true retreat for nature lovers. Enjoy tranquil pond views, frequent visits from local birds and wildlife, and the serenity of Lowcountry living right from your backyard. Inside, the open floor plan and split-bedroom layout offer both comfort and privacy. The spacious kitchen features a large quartz island, matching quartz countertops, natural gas cooking, and flows seamlessly into the enclosed Carolina room, screened porch, and expansive rear deck—perfect for relaxing, entertaining, and enjoying the peaceful pond views. The home also features LVP flooring throughout with no carpeting, offering both durability and easy maintenance. Harbor Club residents enjoy a private fishing and crabbing pier on Winyah Bay, community boat ramp, clubhouse, and boat/RV storage. Located just minutes from historic Georgetown, you’ll enjoy waterfront dining, boutique shopping, and the charm of coastal Lowcountry living. *Some photos have been virtually staged.

503 Grain Field Dr., Georgetown

Listing courtesy of Listing Agent: Jerry String () from Listing Office: Realty ONE Group DocksideSouth.

$379,900

3 Beds ⋅ 2 Baths ⋅ 2611926 MLS

Welcome to coastal living at its finest in the sought-after Harbor Club at Winyah Bay community in beautiful Georgetown! This charming 3-bedroom, 2-bath home features a bright open floor plan designed for easy everyday living and entertaining. The spacious kitchen is the heart of the home, complete with a large island, abundant workspace, and seamless flow into the living and dining areas. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. Relax year-round on the screened porch overlooking the corner lot, offering extra space and privacy. Located just minutes from historic Front Street, you’ll love being close to waterfront dining, boutique shopping, local restaurants, and all the charm that Georgetown has to offer. Plus, the beach is only a short drive away for endless coastal enjoyment. Harbor Club on Winyah Bay offers exceptional amenities including a clubhouse, fishing pier, boat ramp, and convenient boat & RV storage — perfect for embracing the Lowcountry lifestyle. Whether you enjoy boating, fishing, relaxing by the water, or exploring the coast, this community truly has it all!

402 Grain Field Dr., Georgetown

Listing courtesy of Listing Agent: Charles Caughman (charles@teamcaughman.com) from Listing Office: Caughman Realty.

$375,000

3 Beds ⋅ 2 Baths ⋅ 2607928 MLS

Step into the coastal lifestyle you’ve been dreaming of with this stunning single-level home featuring 3 bedrooms, 2 bathrooms, and over 1,600 heated square feet of beautifully designed living space, plus a spacious two-car garage. From the moment you walk in, you’ll love the bright, open floor plan that effortlessly blends comfort and style—perfect for hosting, relaxing, and making everyday life feel extraordinary. At the heart of the home is a large, inviting kitchen that truly shines, complete with stainless steel appliances, abundant cabinetry, a pantry, and a seamless view into the living area—ideal for entertaining guests or staying connected with family. Enjoy the added luxury and efficiency of natural gas, featuring gas heat, a gas range for cooking enthusiasts, and a Rinnai tankless water heater delivering endless hot water. The primary suite offers a private retreat with a walk-in shower and plenty of space to unwind. Nestled in the highly sought-after Harbor Club community, this home places you right in the heart of the Lowcountry’s natural beauty along Winyah Bay and the Intracoastal Waterway, just minutes from historic Georgetown. Here, every day feels like a getaway with incredible amenities including a day dock, private boat ramp, scenic walking trails, and a charming Bay House perfect for gathering with neighbors and friends. There’s even secure RV and boat storage for all your coastal adventures. Surrounded by majestic oak trees and serene tidal saltwater ponds, Harbor Club offers a peaceful, picturesque setting that’s hard to find and even harder to leave. This is more than a home—it’s a lifestyle. Come experience the beauty, charm, and laid-back elegance of Lowcountry living at its finest!

2804 Grassland Ln., Georgetown

Listing courtesy of Listing Agent: Blake Sloan (Office: 843-213-1346) from Listing Office: Sloan Realty Group.

$384,000

3 Beds ⋅ 2 Baths ⋅ 2525194 MLS

Welcome to The Harbor Club on Winyah Bay. This charming 3 bedroom 2 bath home is on a nice lot at the main entrance into the club and offers views of the pond and covered bridge as you enter into the development. Built in 2021, this home features charming features that include an open floor plan, high ceilings and a fantastic screened back porch and open deck Take the time to sit on the back porch and enjoy nature and quiet! The kitchen features up to date appliances, plenty of cabinetry, and solid surface counter tops. Off the kitchen is a laundry/mud room that is entered also from the garage. The primary bedroom is large with a walk in closet and private bath. Two other bedrooms feature plenty of natural light and a shared bath. Harbor club is within minutes of downtown Historic Georgetown that features many lovely shops and restaurants along with a variety of entertainment. One hour to the south you will find Charleston SC and roughly twenty minutes north you will find the white sand beaches of Pawleys Island. Maryville offers many opportunities that include a private jetport, boat landings to access the waterways , and historic sites and more!

531 Charlton Blvd., Georgetown

Listing courtesy of Listing Agent: Kevin Jayroe () from Listing Office: Compass Carolinas, LLC.

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.